As Cornwall implements a hefty tax on second homes, residents of Rock question whether it will truly make a difference in their housing crisis.
Once a quiet fishing village along the Camel Estuary, Rock has transformed into one of Cornwall’s most desirable locations. With its golden beaches, high-end restaurants, and luxury holiday homes, the village has become a retreat for the wealthy, earning nicknames like “Cornwall’s Saint-Tropez” and “Kensington-on-Sea.”
However, this rising popularity has led to a deep divide. While second homeowners enjoy their seasonal escapes, many locals are struggling with soaring property prices and a lack of affordable housing. Estate agents list two-bedroom lodges at £350,000, while multimillion-pound properties dominate the market, leaving little room for those who have lived in Rock for generations.
A recent report by Cornwall Council revealed that 42% of properties in Rock’s parish of St Minver Lowlands are second homes, used mainly for holidays and investment. In response, the council is implementing a 100% increase in council tax for second homes starting 1 April. The move is intended to release more homes back into the local market and address the housing crisis in a region where many residents earn below the real living wage.
Yet, some believe the measure is too little, too late. “It won’t change much,” says lifelong resident Adrian Rickard. “If people can afford a second home, they can afford higher taxes. What we really need are more affordable houses for locals.”
Others share his concerns. Frankie Weatherlong, 78, has lived in Rock for 75 years and wishes his sons, now living abroad, could return. “But they can’t afford to,” he laments. Meanwhile, local shop worker Irene Buckley has been on a housing waiting list for months, unable to find anything within her budget.
The debate over second homes remains contentious. Some argue that these properties boost the local economy, supporting businesses that rely on tourism. “Second homeowners are crucial for restaurants like ours,” says Donna Caswell, who runs The Dining Room in Rock. “One of our regulars told me they’ll have to cut back on spending because of the tax increase. That worries me.”
Yet, others insist the tax is necessary to restore balance. Kim Conchie, former chief executive of Cornwall’s Chamber of Commerce, believes second-home ownership is hollowing out communities. “Villages are losing their full-time residents. This tax ensures they at least contribute financially.”
Despite disagreements, one thing is clear: the housing crisis in Cornwall is far from solved. For locals like Rickard and Buckley, the dream of owning a home in their birthplace remains just that—a dream, out of reach in the place they call home.
